There's an article in the Wednesday New York Post reporting that Citigroup and Bank of America are using the federal TARP money, the money that was supposed to be used to free up lending, to speculate on toxic mortgage assets. And, of course, they anticipate that the value of these assets will go up because of the government's willingness to buy up these assets. The looting continues, if we were going to spend all this money on the banks, we probably should have just nationalized them.